4 Reasons Why You Should Switch Auto Insurance Companies

reasons to switch auto insurance companies

As a policy holder, we know you’re showered with seemingly endless pleas for you to switch auto insurance providers. The hundreds of advertisements battling for your attention and business can get old very fast–and we bet they already have. While you may doubt their claims that the grass is greener on the other side, it is definitely correct that many vehicle owners can save money if they switch to a better carrier.

There are several scenarios that should lead you to seriously consider looking for a new auto insurance carrier. Take a look at some of them here:

Increased Rates — And It’s Not Your Fault

Premiums normally increase when you receive a violation or if you get into an accident, but some insurance companies raise their rates based on certain behaviors or statistics of people similar to you. Whether it’s due to your marital status, age, or current occupation, some insurers lump people into categories and penalize them for the driving habits of others. When this happens to you, you might want to consider switching.

Poor Service On Your Claim

More often than not, the real quality of an auto insurance company is tested once you actually have to file a claim. When you need to reach out to your insurer due to vandalism, theft, or a collision, the company should immediately address your claim, keep you up to date on the progress, and provide fair compensation.

Poor Customer Service Experiences

In today’s fast-paced age, excruciatingly long hold times, unreturned messages and emails, and slow-as-molasses customer support is inexcusable. If you feel that your current insurer is not providing the prompt attention that you deserve, then it might be time to shop around.

A Change In Your Personal Life

Changing your auto insurer doesn’t always have to be because of something the provider does or fails to do for you. If you move to a different state, buy a new car, get a job that asks you to drive more, or add family members to your driver policy, then you should take the time to get new quotes from other insurance companies.

If any of the above situations sound familiar, it’s time to contact GEBCO. We work with many different auto insurance policy holders and are happy to provide options that are right for you and your needs.